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WebMay 15, 2024 · Yes. In theory, you can simply stop paying premiums. In practice, we strongly recommend you speak with your life insurance Agent and a professional financial planner first to work out any implications of canceling your policy, as well as possible options that might allow you to keep it. 1. WebAug 26, 2024 · If you live in a community with a subpar ISO fire rating and you sense that it’s negatively impacting your rates, try re-shopping your homeowners insurance to find a company that might not factor in the fire rating as much. Our licensed insurance experts at Policygenius can do the work for you. WebJul 17, 2024 · If you have only been insured a short amount of time, then you will get a refund of most of your premium. For example, most premiums cover six months of … philips one blade body kit